“Helping clients with the Selling/Buying of homes.

Offering results that will move you!”

Getting ready to buy?

We’ve got a few tools just for you, to help achieve your goal of buying your next home!


Managing expectations can be one of the most challenging aspects of the buying or selling process of a home. It’s important to know market conditions make big changes very quickly, resulting in varying closing times and changes in property value that can happen over the course of just a few months or even days.

The best way to build realistic expectations is to eliminate speculation and be as educated as possible about what you’re trying to do by consulting with professionals who are active in the real estate space. This may include speaking with realtor about real-time market dynamics, inspectors about potential problems with a home, contractors about real quotes for work on a home, etc.


All calculated payments on this website are hypothetical, used for illustrative purposes only and is not a guarantee of loan eligibility.

To start your prequalification process, contact your loan originator or the qualified loan originators listed in the “Are you pre-qualified?” section below.


So, you’ve been looking through all the listings in your area and found several that fit your criteria. But what about the factors that aren’t noted in the listing that would make the difference between your next purchase being a house or a home? Don’t forget to check public information available to you about school ratings, crime densities and local parks.

To check crime densities in your desired area Click Here or Click Here.

To check out school ratings in your are Click Here.

To check into your closest parks Click Here.


  The best leverage you can have as a buyer is to get pre-approved before you start bidding on your next home. Getting pre-approved before you shop is imperative, as it allows you to shop within your price range and it puts you ahead of a buyer who doesn't have it. This is a game-changer when you're in a bidding war with others.

  If you aren’t currently working with a Loan Originator, feel free to contact the Loan Originators below to get prequalified. AZ Palm Team receives no commissions or kickbacks of any kind from the Loan Originators listed, which are not directly affiliated with AZ Palm Team and are considered third party.

Sophia Miller

Mortgage Loan Originator

NMLS# 399714 | AZ LO-0925790

Geneva Financial


When is the best time to start working toward your goals? First, it’s important to understand that the overall “big picture” condition of the market at any given time is largely speculative. This is why, when you’re considering entering the market, it’s always best to first educate yourself about specifics using professionals before coming to preconceived conclusions. Successfully navigating the nuance of the real estate market, either buying or selling, is how even in a “bad market” you can accomplish your goals.

This is why it’s so important to use experienced, educated and licensed real estate agents as a source of information about current market dynamics and as a hub for professional contacts, inspection, appraisal etc.


Ready to talk to someone about buying a home in Arizona? Click the “Contact” button Below!